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| Curious if anyone works with any good insurance companies for hog confinements and out buildings?? I’m with farm bureau, my premium increased last year (can’t remember how much) and now this year it increased 42%. I only have my shop and hog barn with them and have never turned in a claim for either. They currently have my hog barn valued at 200% of what it cost to build in 2012, I argue that I don’t want to insure the concrete or the slats (figure it’d take a hell of a storm or a really hot fire to wreck those, and even if I had to replace the slats myself, I should be good for another 12 years minimum) but they say they have to value it at full replacement.
Im assuming it’s industry wide with all the natural disasters lately, I just get frustrated when they can raise their rates whenever meanwhile I’ve been getting the same yardage rate for over a decade. | |
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Hog barn insurance premium increased 42%, what companies are you guys using??
