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SE IL | In the areas with outstanding soils and consistent production maybe it’s not worth it. Here much of the corn was disked under in 2012 and at 1.82/bu higher fall price it paid premiums for a very long time. If it wasn’t subsidized no doubt it would change the equation. Also, on the years harvest price is higher, it makes your bushel guarantee lower, a double whammy. In that 2012 scenario with a 200 aph and 80% coverage instead of having having a claim at 160bpa yield would need to fall below 121 bpa to have a claim.
Edit to add: if anyone was wondering the fall price was higher than spring price 6x in the last 20 years.
Edited by Deere6 1/8/2025 06:18
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The case for harvest price exclusion (RP-HPE)
